Building resilience to ongoing environmental changes may require financial investment and constrain already limited budgets.

Climate change refers to long-term shifts in temperatures and weather patterns. Such shifts can be natural, but they are also influenced by human activities, particularly the burning of fossil fuels like coal, oil, and gas, which generate greenhouse gas emissions.

What is a loan? - A loan is an amount received on the condition to be repaid within a pre-agreed period and according to a pre-agreed schedule in stages or at once, usually along with the accrued interest.

A budget is a plan for how you will spend your money over a specific period (daily, weekly, monthly, yearly). It helps you track your income and expenses.

Taking a loan is a big commitment related to meeting a certain need. It is important that you look for different alternatives, compare and choose the loan which best suits your needs and is favorable for you in terms of price.

Categorizing expenses as necessary or non-essential is crucial for effective budget planning.

Saving is like collecting things for later. There are two main ways to save money: you can keep it at home or put it in a bank account