Individual Agri and Business Loans

Collateral-free Business Loan

Realize your future vision with custom-tailored agricultural and business loans. No collateral required. Apply now!

Why Choose This Loan?

Your ticket to business success, crafted to elevate your business.

  • Customized Financing
    Personalized financial support tailored to your goals and designed to move you forward.

  • Simple and Transparent Terms
    No complex steps or hidden fees. Clear and straightforward financing to support your success.

  • Collateral-Free
    Get up to 15,000 AZN without pledging your home or car.

  • Fast Disbursement
    Your application is reviewed quickly and funds are disbursed on time.

Loan Terms

Our Individual Agri Business Loan opens the doors to financial solutions with a clear, honest approach, ensuring more individuals can seize the opportunities.

  • Minimum Amount
    500 AZN

  • Maximum Amount
    15,000 AZN

  • Term
    6-30 months

  • Annual Interest Rate
    Starting from 23%

  • Effective Annual Rate
    28.29% – 43.26%

Who Can Apply?

This loan is designed for entrepreneurs who meet the following criteria:

  • Individuals with existing business and stable income

  • Self-employed entrepreneurs

  • Farmers engaged in agricultural activities

  • Craftspeople and service providers

How to Apply?

Our business loans are customized for simplicity, extending a helping hand and a clear pathway to your goals

  • 1

    Apply Online
    Fill out the simple form and submit.

  • 2

    We Call You
    Our operator will call you within 24 hours.

  • 3

    Verification
    We review your documents and make a quick decision.

  • 4

    Get Your Funds
    After contract approval, funds are transferred to your account.

Start your application

Applying for a loan with us is a straightforward and convenient process


Customer Success

“Over the past few years, witn FINCA’s support I’ve expanded my farm and diversified my crops. I’ve learned that land can be turned into profit if you work hard enough. Managing my farm gives me comfort and independence. As long as I have the strength, I’m determined to keep farming. I have a piece of advice for women and anyone with ambitions: don’t hesitate to start your own business. If you lack the financial means, consider reaching out to FINCA. “ – Gojayeva Zeynab, agro household business owner, Imishli region

“With the steady support from FINCA, my business has been injected with new life. We’ve seen a surge in customers and our business has reached new heights. Now, as I look toward the future, I have grand plans. I aspire to take another loan, this time to expand my workshop. I want to provide even better service to my loyal clients.” – Ismayil Alakbarov, car service workshop owner, Imishli region

Frequently Asked Questions

Currently, our loans are designed for individuals with existing businesses and stable income.

Yes! This loan is designed as collateral-free financing.

Your application is reviewed within 24-48 hours. You will receive a decision quickly.

Monthly payment is calculated based on the loan amount, term, and interest rate.

We are always happy to talk!

Request a callback.