Individual Agri and Business Loans

No collateral to quickly empower your business

We are your dedicated partner, propelling your vision to thrive.

Your partner in agricultural business success

Your ticket to business success, crafted to elevate your business.

  • Finance Tailored to Your Business: customized financing to fuel your rural business growth.

  • Capital for Growth: Access capital to grow your farm, artisan business, or service.

  • Enjoy Simple and Transparent terms: no hidden fees! Transparent and stress-free path to fund your businesses success.

  • Flexible Repayment: Rural life is ever-changing. Our repayment options are designed to adapt to the changing needs of rural life.

Tailored for entrepreneurs and business owners

Our Individual Agri Business Loan opens the doors to financial solutions with a clear, honest approach, ensuring more individuals can seize the opportunities.

  • Flexible Repayment Periods: A flexible repayment period, spanning from 6 to 30 months, ensuring you have the control you deserve.

  • Customizable Loan Amounts: with amounts starting at 800 AZN and going up to 15,000 AZN, embrace your freedom.

  • Accessibly Low Interest Rates: Interest rate as low as 23% to make your journey more accessible.

  • Factual annual interest rate: Effective interest rate, ranging from 27% to 44%, so you can plan with confidence.
  • Fueling your Growth: Our Individual Agri Business Loan is your gateway to nurturing your business, farm, and personal goals.

Apply today and achieve your business goals!

Our business loans are customized for simplicity, extending a helping hand and a clear pathway to your goals

  • 1

    Apply Online
    Begin your journey with a simple click – complete our user-friendly online application form and kickstart.

  • 2

    Receive a Call
    Our operator will reach out within 24 hours to confirm your information and application is accurate.

  • 3

    Application review and Decision Making
    We carefully review your application and identify the lending opportunity that suits you best.

  • 4

    Disbursement
    On approval and signage of the contract, we ensure quick access to funds.

Start your application

Applying for a loan with us is a straightforward and convenient process


Customer Success

“Over the past few years, witn FINCA’s support I’ve expanded my farm and diversified my crops. I’ve learned that land can be turned into profit if you work hard enough. Managing my farm gives me comfort and independence. As long as I have the strength, I’m determined to keep farming. I have a piece of advice for women and anyone with ambitions: don’t hesitate to start your own business. If you lack the financial means, consider reaching out to FINCA. “ – Gojayeva Zeynab, agro household business owner, Imishli region

“With the steady support from FINCA, my business has been injected with new life. We’ve seen a surge in customers and our business has reached new heights. Now, as I look toward the future, I have grand plans. I aspire to take another loan, this time to expand my workshop. I want to provide even better service to my loyal clients.” – Ismayil Alakbarov, car service workshop owner, Imishli region

Frequently Asked Questions

Currently our Agri and Business loans are tailored for individuals who already own businesses and have a steady income. As we continually expand our range of loan products, we encourage you to stay informed about our latest loan offerings through our social media channels or website.

Applying for a Business or Agri Loan is simple. Just use the online loan application link and complete a brief form. Visit FINCA Azerbaijan’s online loan application page.

Depending on the client’s category and the loan amount, a guarantor may be required as part of the application process.

We are always happy to talk!

Request a callback.