About Us

FINCA Azerbaijan is a pioneer in financial inclusion. With decades of experience and the support of a global network, we deliver tools that help our customers achieve their financial goals and build a better future.

Operating under license from the Central Bank since 1999, FINCA Azerbaijan is a pioneer in microfinance with a special focus on supporting rural entrepreneurs and households in the country. We empower our customers by providing essential micro-lending products, services, and education, thereby enhancing their standard of living and fostering financial health and resilience.

By embracing technology to improve customer service and increasing channels of interaction and communication with clients, we have successfully transformed our business processes and offerings in response to demanding and ever-changing market challenges, and we are recognized for our efficiency and adaptability as we continue to support inclusive economic growth throughout Azerbaijan.

We earn the trust of our customers through transparent lending and business practices that put our clients first. An ever-increasing number of customers rely on us to be a long-term financial partner that will help them achieve their business and personal goals and navigate unforeseen life events. With a focus on innovation, education, and community engagement, FINCA Azerbaijan remains at the forefront of the microfinance industry, fostering positive change in the lives of those we serve.

FINCA Azerbaijan is a subsidiary of FINCA Microfinance Coöperatief U.A., a Dutch holding company owned by FINCA Microfinance Holding Company LLC (FMH). FMH is a socially-responsible investment partnership that owns and operates microfinance institutions and banks worldwide. FMH’s majority shareholder is FINCA International, Inc. a Washington, D.C.-based not-for-profit organization working to end poverty worldwide, while KfW holds a minority share. Millions of entrepreneurs rely on FMH’s commitment to customer protection and an unmatched customer experience to help build a better future for themselves, their families, and their communities.

Client Protection Certified

FINCA Azerbaijan has earned gold level Client Protection Certification, granted by global rating agency MFR, based on guidelines provided by Cerise+SPTF. This certification demonstrates that FINCA Azerbaijan meets the most rigorous standards of Client Protection found in Cerise+SPTF’s Universal Standards for Social Performance Management.