Individual Agri Loans (Akia)

Accelerate your agri business with speedy support

We champion rural entrepreneurship with discount Agro Loans, in collaboration with the Agrarian Agency for Credit and Development.

Your path to agricultural prosperity

Your ally in the field of agriculture, offering the Agri Loan that empowers your aspirations.

  • Affordable financing: accessible financing to unleash your agribusiness potential.

  • Flexible Repayment Terms: Your business deserves a head start, and the grace period we offer ensures you have the space to invest in growth.

  • Discounted agri-loans: tailored to your rural business, designed to help you harness your full potential.

  • Low-Interest Rates: competitive interest rates pave the way accessibility and your long-term savings.

Responsible support for agri-entrepreneurs

We value responsible lending. Our qualifications are based on fair and transparent criteria.

  • Flexible Repayment: Repayment period ranging from 6 to 36 months, providing the flexibility to you.

  • Customizable Loan Amounts: With amounts ranging from 1000 to 15,000 AZN to take control of your success.

  • Affordable Financing: Enjoy an affordable loan with annual interest rates that begin at 12%.

  • Factual annual interest rate: Clarity is important to us, our factual annual interest rate of 15% – 23%  makes borrowing with us straightforward.

  • Grace period
    A grace period of up to 9 months, allowing you to manage your loan with ease

Ignite your business goals!

AKIA’s discounted loans and grace period are your steppingstones to growth.

  • 1

    Apply Online
    Start your journey with a single click. Fill out our intuitive online application form to begin.

  • 2

    Receive a Call
    Our call center operator will contact you within 24 hours to verify your application details for accuracy.

  • 3

    Application review and decision making
    We carefully assess your application to find the right lending solution that aligns with your goals.

  • 4

    Disbursement
    Once your application is approved and signed, access to funds is guaranteed.

Start your application

Applying for a loan with us is a straightforward and convenient process


Frequently Asked Questions

Applying for a Business or Agri Loan is simple. Just use the online loan application link to complete a form on the website.

Yes, loan applicants are required to have tax registration prior to submitting the loan application.

The EAIS (Electronic Agricultural Information System), is your gateway to seamless integration with the Ministry of Agriculture’s internal and external systems in Azerbaijan. This paves the way for interconnected agricultural landscape.

We are always happy to talk!

Request a callback.