Consumer Loan

Get funding with a simplified process

If you have an official employment and live in rural parts of the country, this fast and easy loan is for you.

Loans designed to help you navigate life’s events.

Buy home appliances, improve your home, cover your medical expenses or education fees.

  • Tailored for officially employed individuals: Our consumer loan is designed for individuals with official employment and low salaries, addressing their specific needs and circumstances.

  • Your financial story matters: We consider your income, spending, and credit history to offer a loan that’s right for you.

  • Affordable Repayments: With personalized pricing, you can comfortably manage your repayments and keep your financial health in check.

  • Quick Processing and Disbursement: We understand the urgency of financial requirements. Our streamlined processes facilitate quick loan approvals and prompt disbursement.

  • Transparent Terms and Conditions: No hidden fees or confusing clauses. You’ll know exactly what to expect throughout the loan process.

Straightforward access to the financial solutions you need.

We value responsible lending and base our qualifications on fair and transparent criteria.

  • This loan is for people with official salary, or those who have retired.

  • Loan period: 6-24 months

  • Amount: 500-3,000 AZN

  • Annual interest rate  : Starting from 27%

  • Effective annual interest rate: starting from 31%

Apply now and get funded with a loan you deserve!

You can conveniently apply online or in-person at any of our branch offices.

  • 1

    Apply Online
    Fill in our easy online application form.

  • 2

    Receive a Call
    Our operator will call you within 30 minutes.

  • 3

    Application review and Decision Making
    We carefully review your loan application to identify lending opportunity and get back to you within 24 hours.

  • 4

    Disbursement
    Once approved, you’ll get the funds immediate after loan contract is signed.

Start your application

Applying for a loan with us is a straightforward and convenient process


Frequently Asked Questions

Use the Online loan application link and fill out a short form to apply for a loan. Consumer Loan application – FINCA Azerbaijan.

A guarantor may be required depending on the client’s credit history and the applied loan amount.

We are always happy to talk!

Request a callback.